LoanDepot AI Price Prediction

Negative EPS and a negative P/E ratio indicate LoanDepot is currently unprofitable, which is a material headwind for equity holders. Without evidence of a clear turnaround in earnings, the market is likely to discount the stock, especially in a higher-rate environment that pressures mortgage origination volumes.

• Negative EPS of -0.36 and a P/E of -5.75 confirm the company is loss-making, signaling weak net income and strained profitability.
• A negative P/E typically reflects either cyclical stress or structural challenges; for a mortgage originator, it often aligns with volume and margin compression when interest rates are elevated.
• Absent data showing improving margins or a clear path back to sustained profitability, current financials skew risk-reward toward the downside despite a low absolute share price.

The stock has declined 25% over the last month and is trading right at its 200-day moving average, suggesting a fragile technical posture. An RSI around 39 points to weak momentum without yet signaling a classic oversold capitulation that would typically attract strong contrarian buying.

• A 25% one-month drawdown reflects strong recent selling pressure and negative sentiment toward the name.
• The current price of $2.07 sitting at the 200-day moving average ($2.07) indicates the long-term trend is at an inflection point; a sustained break below would reinforce a downtrend.
• RSI at 39.43 is below neutral (50) but above oversold (30), implying bearish momentum with no clear technical reversal signal yet.

Overall, the balance of evidence for LoanDepot skews bearish. Persistent losses, a sharp recent price decline, and weak technical momentum outweigh the modestly stable alternative data signals.

• Negative earnings and a negative P/E, combined with a 25% one-month price drop and sub-neutral RSI, indicate elevated fundamental and technical risk.
• While web traffic, hiring, and social metrics appear stable to slightly positive, they do not yet demonstrate the kind of robust demand or operational momentum needed to offset current profitability and stock-trend concerns.