Bread Financial AI Price Prediction

Bread Financial’s valuation and earnings metrics suggest the stock is fundamentally inexpensive relative to its earnings power. A PE ratio of 7.76 against EPS of 9.88 implies solid profitability and a low earnings multiple, which can be attractive if earnings are sustainable. While we lack full income-statement detail, the current metrics point to healthy underlying profitability rather than distress.

• Low PE ratio of 7.76 with EPS of 9.88 indicates the market is paying relatively little for each dollar of earnings, often a sign of undervaluation if earnings are stable.
• Positive EPS at this level suggests the company is meaningfully profitable, supporting the current share price and offering room for capital returns or reinvestment.
• Nothing in the provided data suggests margin compression or earnings deterioration, so on balance the fundamentals lean supportive to the equity case.

The stock’s recent 13.2% gain over the last month and its trading level above the 200-day moving average indicate a constructive intermediate-term trend. An RSI of 46.09 is in neutral territory, suggesting the stock is neither overbought nor oversold and that the recent move has not yet become technically stretched. Overall, the technical setup is moderately bullish with room for further upside if momentum continues.

• Price at $76.64 is meaningfully above the 200-day moving average of $58.54, signaling a positive longer-term trend and potential support near the moving average.
• A 13.2% gain in the last month reflects strong short-term momentum, often associated with improving sentiment or fundamentals being repriced.
• RSI at 46.09 is neutral, indicating no immediate overbought risk and leaving technical room for additional appreciation if buying interest persists.