Caisse Régionale de Crédit Agricole du Morbihan AI Price Prediction

With an EPS of €13.25 and a PE ratio of 7.96, Caisse Régionale de Crédit Agricole du Morbihan appears reasonably profitable and modestly valued relative to earnings. However, without multi‑year revenue, margin, or net income trend data, it is difficult to conclude that there is a clear positive or negative earnings trajectory. The valuation suggests neither obvious distress nor strong growth expectations are currently priced in.

• EPS of €13.25 indicates solid absolute earnings power per share, especially for a regional banking/cooperative entity, but we lack context on growth or volatility of these earnings.
• A PE ratio of 7.96 is low to mid‑range for a mature financial institution, implying the market is assigning a relatively conservative multiple, consistent with modest growth expectations or sector risk.
• In the absence of explicit revenue and net income trend data (e.g., year‑over‑year growth, ROE, ROA, or cost‑income ratio), the profitability profile appears stable but not clearly positioned for high growth, leading to a neutral stance.

The stock trades at €105.52, about 7.3% above its 200‑day moving average of €98.32, indicating a longer‑term uptrend is still intact despite a recent 6.7% pullback over the last month. The RSI at 40.88 is below the neutral 50 level but above oversold territory, suggesting mild bearish momentum without capitulation. Overall, the technical setup points to consolidation rather than a clear bullish or bearish inflection.

• Price at €105.52 versus a 200‑day moving average of €98.32 shows the stock remains in a longer‑term positive trend, with the current level roughly 7–8% above its long‑term average.
• A 6.7% decline over the last month signals short‑term selling pressure or profit‑taking, but this move has not yet broken the longer‑term trend support implied by the 200‑day moving average.
• RSI of 40.88 reflects mildly negative momentum—below the 50 midpoint but well above the typical oversold threshold of 30—indicating neither strong downside exhaustion nor strong buying pressure at present.

Alternative data show very large, stable digital engagement and customer reach, with web traffic in the tens of millions per month and high daily app downloads, but growth rates are largely flat. Social media followings are sizable and mostly inching higher, especially on YouTube and TikTok, yet the changes are incremental rather than transformational. These signals support a view of a mature, stable franchise rather than a rapidly accelerating growth story.

• Estimated monthly web traffic of 32,303,416 visitors and daily app downloads of about 116,000 (flat month over month) indicate strong, stable digital usage, consistent with an entrenched retail/consumer banking base rather than rapid expansion.
• Social media presence is broad: 281,650 followers on Facebook, 289,000 YouTube subscribers (+6.3% in 90 days), and 146,400 TikTok followers (+1.0%), suggesting ongoing brand engagement and marketing reach, though growth is modest.
• Twitter/X and LinkedIn followings are flat over 90 days, and most platforms show low single‑digit growth, implying that while the franchise is digitally robust, alternative data do not currently point to a major inflection in customer acquisition or sentiment—hence a neutral signal for the stock.

Overall, Caisse Régionale de Crédit Agricole du Morbihan presents as a stable, reasonably valued financial institution with solid earnings per share, a conservative PE multiple, and a stock price that remains above its long‑term moving average despite recent weakness. Alternative data confirm strong, steady digital engagement but do not indicate a sharp acceleration in growth or sentiment. Taken together, these factors support a neutral outlook on the stock at current levels.

• Fundamentals (EPS and PE) and technicals (price above 200‑day moving average, RSI near 40) suggest a mature, stable profile without a clear near‑term catalyst for a strong move in either direction.
• Robust but largely flat alternative data—web traffic, app downloads, and social media—reinforce the view of a well‑established franchise whose stock currently appears more aligned with stability than with pronounced upside or downside momentum.