Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative AI Price Prediction

With an EPS of €10.09 and a PE ratio of 10.70, the stock appears reasonably valued for a regional cooperative bank, suggesting neither clear undervaluation nor overvaluation based solely on earnings. Profitability looks adequate but not exceptional relative to typical banking-sector multiples, implying a steady, mature earnings profile rather than high-growth dynamics.

• EPS of €10.09 against a share price of €108.00 yields a PE of 10.70, in line with many European banking peers and consistent with a stable, moderately profitable business.
• The valuation suggests the market is pricing in modest growth and relatively contained risk, rather than aggressive expansion or severe stress.
• In the absence of detailed revenue and net income trends, the earnings-based metrics point to a solid but mature earnings base, leading to a balanced (neutral) view on financial performance.

The stock is trading at €108.00, about 12.7% above its 200-day moving average of €95.77, indicating a generally positive longer-term trend. However, the RSI at 40.84 is below the midline, suggesting waning short-term momentum and neither oversold nor overbought conditions.

• Price up 2.3% over the last month and trading well above the 200-day moving average signals the longer-term trend remains constructive.
• RSI of 40.84 reflects soft short-term momentum, with the stock closer to neutral/oversold territory than to overbought, implying limited near-term technical upside confirmation.
• The combination of a positive long-term trend but subdued near-term momentum supports a neutral technical stance rather than clearly bullish or bearish.

Website traffic and app downloads are very high in absolute terms, indicating a large and engaged user base, but both are effectively flat month over month, pointing to a mature, saturated footprint. Social media followings are sizable and mostly inching higher, yet growth rates are low and do not indicate a strong inflection in customer engagement.

• Estimated 28.6 million monthly website visitors and 116,000 daily app downloads underscore strong digital reach, but 0.0% MoM growth in downloads suggests plateauing user acquisition rather than acceleration.
• Only 9 job openings with 0.0% MoM growth implies stable headcount needs, consistent with an established franchise rather than rapid expansion or contraction.
• Social media audiences (notably 281k+ on Facebook and 145k+ on TikTok) are growing slightly, but changes are marginal (generally around 0–1% over 90 days), supporting a steady but not strongly improving demand or brand-momentum signal.

Overall, the stock presents as a stable, fairly valued regional cooperative bank with a constructive long-term price trend but muted short-term momentum and modest alternative-data growth. The data points collectively support a neutral outlook, with no strong evidence of imminent upside or downside catalysts based solely on the provided information.

• Valuation and earnings metrics, together with the price trading above its 200-day moving average, suggest a steady, mature profile rather than a clear mispricing opportunity.
• Flat-to-slow growth in digital and social metrics, combined with limited hiring momentum, points to a stable operating environment without strong near-term growth or deterioration signals.