Raiffeisen Bank International AG AI Price Prediction

With EPS of €2.10 and a PE ratio of 17.95, Raiffeisen Bank International AG is valued at a moderate-to-slightly-premium multiple for a European bank, suggesting the market is pricing in steady but not explosive earnings growth. The current valuation appears neither clearly cheap nor clearly expensive without evidence of stronger earnings momentum or higher returns on equity. Overall, the financial profile implied by the given metrics points to a stable, but not aggressively growing, earnings base.

• EPS of €2.10 and a share price of €37.70 imply a PE of 17.95, indicating the market is willing to pay a moderate premium relative to many traditional European banks, which often trade at lower teens or single-digit PEs.
• The given data do not show rapid EPS growth or margin expansion, so the current multiple likely reflects expectations of steady profitability rather than a high-growth story.
• Profitability appears adequate but not clearly exceptional; without evidence of superior ROE, cost efficiency, or strong earnings acceleration, the valuation suggests a balanced risk‑reward profile rather than a distinctly undervalued or overvalued situation.

Alternative data for Raiffeisen Bank International AG show a mixed picture: solid digital engagement via app downloads and a stable-to-growing presence on most social platforms, but a notable decline in job openings that could signal either efficiency measures or slower expansion. Web traffic levels and app download volumes indicate a meaningful and active customer base, but there is no clear sign of a sharp inflection in demand. Overall, alternative data are broadly stable with modest positive signals in digital engagement, offset by softer hiring trends.

• Estimated 6,000 mobile app downloads per day and 165,051 monthly website visitors suggest healthy digital engagement and ongoing customer acquisition or onboarding activity.
• Job openings at 14, down 30% month over month, may indicate hiring restraint or cost control; this can support margins but may also reflect more cautious growth or macro uncertainty.
• Social media presence is mixed but generally stable to slightly positive: small follower base on Twitter/X with a slight decline, but modest growth on Instagram and YouTube and a sizable LinkedIn audience (81,203), pointing to a solid brand footprint without explosive growth in online visibility.

Raiffeisen Bank International AG’s stock currently exhibits a bullish technical profile, supported by a strong position above its 200‑day moving average and healthy, non‑overbought momentum. However, the valuation implied by its PE and EPS appears broadly fair rather than deeply discounted, and alternative data show stable but not dramatically improving business activity. Taken together, the overall picture is balanced: constructive technicals offset by only moderate fundamental and alternative‑data support, leading to a neutral stance on the stock.

• Technicals are supportive and lean bullish, but the current valuation and earnings profile do not clearly signal a strong mispricing opportunity.
• Alternative data suggest steady digital engagement and brand presence, but the decline in job openings and lack of sharp growth signals argue for a cautious, neutral overall view.