Central Pacific Bank AI Price Prediction

With EPS of 2.43 and a PE ratio of 13.33, Central Pacific Bank appears reasonably valued relative to typical regional bank multiples, suggesting neither clear overvaluation nor deep value. The earnings profile implies stable, positive profitability, but the data provided does not indicate strong growth momentum or margin expansion. Overall, the financial picture looks steady but not aggressively growth-oriented.

• EPS of 2.43 indicates solid, positive earnings generation, consistent with a profitable regional bank.
• A PE ratio of 13.33 is roughly in line with historical norms for many regional banks, implying fair valuation rather than clear discount or premium.
• Lack of explicit revenue and net income growth data limits visibility into top-line momentum and margin trends, pointing to a more neutral stance on financial trajectory.

The stock trades at $32.39, about 14% above its 200-day moving average of $28.42, reflecting a constructive medium-term trend, supported by a 6.3% gain over the last month. However, the RSI at 42.52 is below the neutral 50 level, suggesting the recent move is not overbought and that momentum is moderate rather than strongly bullish. Taken together, price action is mildly positive but not strong enough to warrant a clearly bullish technical view.

• Current price of $32.39 is meaningfully above the 200-day moving average of $28.42, signaling an improving longer-term trend.
• A 6.3% gain over the last month indicates recent positive sentiment and buying interest in the shares.
• RSI of 42.52 is in the lower half of the neutral range (30–70), suggesting neither overbought nor oversold conditions and only modest momentum.

Central Pacific Bank’s stock reflects a fairly valued, steadily profitable regional bank with mildly positive price action but soft alternative data signals. Technicals show a constructive trend above the 200-day moving average, yet momentum is only moderate and digital engagement metrics are weakening, especially app downloads. Overall, the balance of stable fundamentals and cautious alternative data supports a neutral outlook on the stock.

• Fundamentals and valuation appear reasonable with stable earnings, but without clear evidence of strong growth acceleration.
• Alternative data—particularly the sharp drop in app downloads and reduced hiring—tempers the otherwise constructive price trend, leading to an overall neutral sentiment.