LCNB AI Price Prediction

With EPS of 1.67 and a PE ratio of 9.80, LCNB appears modestly valued relative to its earnings, suggesting neither clear distress nor aggressive growth expectations. The valuation implies stable but unspectacular profitability, consistent with a mature regional financial institution. In the absence of detailed revenue and margin trends, the data points to steady, mid-cycle performance rather than a strong growth or deep value story.

• EPS of 1.67 combined with a PE of 9.80 indicates the market is pricing in moderate, steady earnings rather than high growth.
• The earnings multiple is on the lower side for the broader market, which can reflect sector norms for regional banks or modest growth expectations.
• Lack of visible revenue and margin acceleration keeps the outlook balanced, suggesting stable but not strongly expanding profitability.

LCNB is trading at $16.36, about 7.5% above its 200-day moving average of $15.22, signaling a mild positive trend but not an extended rally. The 1.1% gain over the last month and an RSI of 47.61 indicate a market that is neither overbought nor oversold, consistent with consolidation rather than a strong directional move. Overall, technicals point to a stable, range-bound stock with a slight upward bias.

• Price above the 200-day moving average ($16.36 vs. $15.22) suggests a modestly constructive longer-term trend, but not a strong breakout.
• RSI at 47.61 is near the middle of the range, indicating neutral momentum with no strong overbought or oversold condition.
• Only a 1.1% increase over the last month reflects limited short-term momentum, consistent with a consolidating or sideways pattern.

Web traffic (32,725 monthly visitors) and mobile app downloads (~4,000 per day) are flat month over month, pointing to stable but not accelerating customer engagement. A 70% month-over-month increase in job openings (to 17) may indicate planned growth or investment in operations, but from a small base and without clear evidence of demand acceleration. Social media followings are small and growing only marginally, suggesting limited brand expansion momentum but also no deterioration in public interest.

• Flat web traffic and app downloads (0.0% MoM change) signal stable digital engagement rather than clear growth in customer activity.
• Job openings up 70% MoM to 17 roles hint at expansion or investment in capabilities, a potentially positive but early-stage signal.
• Social media audiences are small with very modest growth (0.0–0.6% over 90 days), indicating limited but steady brand presence without strong marketing-driven growth.

Taken together, LCNB’s valuation, technical profile, and alternative data point to a neutral outlook. The stock appears reasonably valued with stable earnings, modestly positive technicals, and steady but not accelerating customer and brand engagement. Without clear catalysts for rapid growth or signs of significant deterioration, the current data supports a balanced, wait-and-see stance.

• Fundamentals and valuation suggest a stable, mature business priced for moderate, not high, growth.
• Technicals and alternative data are broadly steady, with mild positives (above 200-day MA, higher job postings) offset by flat engagement metrics.