Five Star Bancorp (FSBC) Q4 2025 Earnings Call Transcript
FSBC • NASDAQ
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Track website visits, page views, unique visitors, and engagement metrics over time to gauge online interest and brand strength.

Monitor Twitter follower growth, engagement rates, and social media presence to understand brand reach and community sentiment.

Analyze TikTok follower trends and viral content performance to measure youth demographic appeal and cultural relevance.

Track Facebook page likes, comments, shares, and post engagement to assess community interaction and brand loyalty.

Monitor Instagram follower growth, engagement rates, and visual content performance across demographics.

Track YouTube channel growth, video views, and subscriber engagement to measure content marketing effectiveness.

Monitor LinkedIn company page followers and professional network growth to assess B2B brand strength and talent attraction.

Track open job positions and hiring trends as a leading indicator of company expansion, contraction, or strategic shifts.

Monitor employee headcount changes on LinkedIn to gauge organizational growth, restructuring, or cost-cutting measures.

Analyze sentiment scores from Reddit discussions to understand retail investor mood and potential price momentum.

Track daily news mentions across major publications to measure media attention, PR effectiveness, and market awareness.

View key financial metrics including Revenue, Net Income, EPS, Free Cash Flow, EBITDA, and Total Assets. Access 2-year quarterly charts for Revenue & Income and Free Cash Flow trends.

Analyze technical indicators including 50-day Simple Moving Average (SMA) with price overlay and Relative Strength Index (RSI) charts.
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You don't hold FSBC in your mock portfolio yet.
With EPS of 2.70 and a PE ratio of 13.50, Five Star Bank appears reasonably valued relative to typical regional bank peers, suggesting neither clear overvaluation nor deep value. The earnings profile points to solid but not exceptional profitability, and in the absence of explicit revenue and net income trend data, the market seems to be pricing in a stable, mature franchise rather than high growth.
The stock is trading at $36.44, about 17% above its 200‑day moving average of $31.11, reflecting a positive medium‑term trend and some recent strength. However, the RSI at 39.57 is below the neutral 50 level, indicating waning momentum and a modest tilt toward oversold conditions despite the 3.1% gain over the last month.
Alternative data for Five Star Bank is mixed but generally stable. The standout positive is a sharp 150% month‑over‑month increase in mobile app downloads, while web traffic is flat, hiring is static at zero openings, and social media follower growth is minimal, suggesting limited visible expansion but improving digital engagement.
Overall, the evidence points to a neutral outlook for Five Star Bank’s stock: valuation appears reasonable, the price is in a constructive longer‑term trend, but momentum is soft and growth signals are modest. The sharp rise in app downloads is a notable positive, yet the lack of hiring and flat web traffic temper expectations for near‑term acceleration.
Our AI Score rates companies on a scale from 0 to 10, based on alternative data points such as web traffic, app downloads, and job postings — combined with financial health indicators and technical signals.
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Based on earnings timing, volatility, liquidity and crowd activity. Informational signals only — not investment advice.
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