The Western Union Company AI Price Prediction

The very low PE ratio of 4.12 and positive EPS of 2.27 indicate that Western Union is profitable but valued cheaply by the market, often a sign of skepticism about the durability of earnings. Without evidence of strong growth, the valuation suggests investors are pricing in structural headwinds to the legacy money-transfer model.

• Positive EPS of 2.27 confirms ongoing profitability, but the market is heavily discounting these earnings.
• A PE ratio of 4.12 is well below typical market and sector averages, implying expectations of weak growth, elevated risk, or both.
• The combination of low valuation and lack of clear growth catalysts points to a market view that earnings are likely to be flat to declining over time.

Despite a 6.1% gain over the last month, Western Union’s stock at $9.33 trades meaningfully below its 200-day moving average of $12.28, indicating a prevailing downtrend. An RSI of 52.38 shows neutral momentum, suggesting the recent bounce is not yet a confirmed trend reversal.

• Current price of $9.33 is significantly under the 200-day moving average of $12.28, a classic sign of a longer-term bearish trend.
• RSI at 52.38 is neutral, implying neither overbought nor oversold conditions and no strong momentum signal in either direction.
• Recent 6.1% monthly gain looks more like a short-term relief rally within a broader downtrend rather than a clear bullish breakout.

Alternative data for Western Union is mixed but leans negative for near-term growth expectations. Flat web traffic and a sharp 31.1% month-over-month decline in app downloads overshadow modest growth in job openings and generally stable social media followings.

• Web traffic at ~9.53M monthly visitors is flat month over month (0.0% change), suggesting no visible acceleration in top-of-funnel customer interest.
• App downloads of ~237,000 per day are down 31.1% month over month, a notably bearish signal for digital engagement and potential transaction growth.
• Job openings up 3.2% and largely stable social media bases (minor gains on Instagram/TikTok, slight declines on Twitter/Facebook) indicate operational continuity but do not offset the negative signal from falling app downloads.

Overall, Western Union’s stock setup appears bearish. The company remains profitable, but the very low PE ratio, price well below the 200-day moving average, and sharp decline in app downloads point to market concerns about long-term growth and competitive pressures in digital money transfer.

• Profitability is intact, yet the deep value-like PE suggests investors doubt the sustainability or growth of earnings.
• Technical and alternative data (sub-200-day price, falling app downloads, flat web traffic) support a cautious, bearish stance despite a recent short-term price bounce.